Bottom Line: Flexible ways to earn and redeem awards make the Sapphire Preferred an excellent choice for frequent travelers.
Pros: Offers 60,000 bonus points for members that spend $4,000 in the first 3 months of new accounts. Travel and dining purchases earn 2X points. Points are worth 25% more when used for purchases through Chase Ultimate Rewards. No foreign transaction fees.
Cons: Annual membership fee is $95. Applicants with less than excellent credit aren't likely to be accepted.
Bottom Line: Choose this card if you want travel bonuses and no annual fee. While it's not the best choice for frequent flyers, it offers a reward system that works well for the average traveler.
Pros: Has a straightforward rewards program that offers 20,000 miles with only $1,000 spent in the first 3 months as a card holder. 1.25X miles on purchases. No foreign transaction fees or annual membership fee. Long intro APR period on purchases.
Cons: Not as many perks as some cards with annual fees. May be difficult for some applicants to qualify based on expenses.
Bottom Line: Worth a look for occasional travelers who don't want to pay an annual fee; however, rewards points may not add up as quickly as they do with other travel credit cards.
Pros: New members get 20,000 points after spending $1,000 with 3 months of opening new accounts. Lengthy intro APR period. No foreign transaction fees or annual membership fee. 3X bonus points in some categories.
Cons: Offers fewer bonuses and perks than other cards we considered. Not ideal for frequent flyers.
Bottom Line: Although costly, the AmEx card's point system and travel perks make it worth considering for travelers who fly frequently and rely on Uber for ground transportation.
Pros: Get 60,000 membership rewards points after spending $5,000 in within 3 months of opening an account. Cash back for Uber rides can equal up to $200 in savings each year. Special offers are available for shopping and dining. Earn an impressive 5X points with flights through American Express Travel. No foreign transaction fees.
Cons: Annual membership fee is $550, which is extremely high for consumers who don't fly frequently.
Bottom Line: A great choice for travelers who fly often, thanks to the ability to easily earn bonus miles and use them for flights on just about any airline.
Pros: Card holders can enjoy 50,000 miles after spending $3,000 in the first 3 months of account opening. No foreign transaction fees. Works with Apple Pay. Earn 2X miles per dollar spend.
Cons: Although there is no membership fee for the first year, it's $95 annually thereafter. Points aren't as flexible as those offered by some other cards.
Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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